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Florida Flood Facts
Florida and South Florida Flood Insurance
The Sunshine State Also Needs Flood Insurance.
Flood insurance in Florida and South Florida, it's something your probably not thinking about on a beautiful sunny day. But, even though Florida is known as the Sunshine State, that don't mean it's immune from flooding. Fact is, everyone lives in a flood zone, and no US state is immune according to FEMA, the Federal Emergency Management Agency.
Floods can occur for many different reasons. Some develop slowly after heavy rain, or rapidly after a sudden downpour, or even invisibly due to a distant event. Every year floods in Florida cause millions of dollars in damage and threaten lives, property and communities. Below is a list of some of the most frequent causes of flooding in Florida and South Florida.
Tropical Storms and Hurricanes:
Hurricanes pack a triple punch: high winds, soaking rain, and flying debris. They can cause storm surges to coastal areas, as well as create heavy rainfall which in turn causes flooding hundreds of miles inland. While all coastal areas are at risk, certain cities are particularly vulnerable.
Floodwaters from torrential rains can damaged homes, closed roads and cause power outages at almost any time. Heavy rains in Florida and South Florida have recently caused significant flooding in South Florida and sent residents into emergency shelters.
Levees & Dams:
Levees are designed to protect against a certain level of flooding. However, levees can and do decay over time, making maintenance a serious challenge. Levees can also be overtopped, or even fail during large floods, creating more damage than if the levee was not there.
Wildfires can dramatically change the landscape and ground conditions, causing fire-scorched land to become mudflows under heavy rain. Levees and walls which are meant to help protect homes and property can erode, weaken, and become part of the problem often causing catastrophic results from isolated mud and landslides.
Flash floods are the #1 weather-related killer in the U.S. since they can roll boulders, tear out trees, and destroy buildings and bridges. A flash flood is a rapid flooding of low-lying areas in less than six hours, which is caused by intense rainfall from a thunderstorm or several thunderstorms.
Construction and development can change natural drainage and create brand new flood risks. That's because new buildings, parking lots, and roads mean less land to absorb excess precipitation from heavy rains, hurricanes, and tropical storms.
You are in danger of flooding, be prepared, get insured!
Call Franklin with your questions, for information or for a FREE, no obligation quote on flood protection for your home or business and your way of life. Call: 888-567-9600
Franklin Flood LLC has a long tradition of supporting the communities we serve. Thats why we are a proud corporate sponsor of Feeding South Florida.
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Flood Insurance is Affordable Again:
The Homeowner Flood Insurance Affordability Act of 2014 (HFIAA), which went into effect July 1, 2014, restores grandfathering and much of the previous affordable rate structure and more reasonable regulations. For the consumer this means that NFIP Flood Insurance is affordable and obtainable again.
For information talk to a licensed Franklin Flood Insurance Agent TODAY
Contact Franklin for more information on how affordable a NFIP Flood Policy can be.
Call : 888-567-9600
NEWS........ Visit the NEW "Franklin Consumer Flood Risk Center" to take the "Franklin Flood Risk Quiz" and explore the flood risk tools and links. more ................................................................................................................................................................