If your home has suffered flood damage, file your claim quickly, don't delay. Within are some steps to help you stay safe and secure in the days ahead. To protect your property with a National Flood Insurance Policy, call your insurance agent.
If your community has been flooded, and your property or home has suffered flood damage, here’s how to file your flood insurance claim.
This claims guide was created by the Federal Emergency Management Agency (FEMA), which administers the National Flood Insurance Program, to provide policyholders tips about what to do before and after a flood, including filing a claim, and the steps involved in appealing a denied claim.
This document was prepared by the National Flood Insurance Program (NFIP) to help you understand your flood insurance policy. It provides general information about deductibles, what is and is not covered by flood insurance, and how items are valued at time of loss.
Preferred Risk Policy Eligibility Extension ( PRP )
Consumer Fact Sheet for Property Owners and Renters
Flood maps are changing as the assessment of flood risks changes due to community development, aging flood control structures, natural changes to topography, and better technology. The NFIP wants to ease the transition for property owners who have been newly mapped into a high-risk flood zone and the mandatory flood insurance purchase requirements that go along with map changes. If your property was newly mapped into a high-risk flood zone on or after October 1, 2008, you may be eligible for the lower-cost Preferred Risk Policy for up to 2 years
Flood Insurance FAQs
Flood Insurance is Affordable Again:
The Homeowner Flood Insurance Affordability Act of 2014 (HFIAA), which went into effect July 1, 2014, restores grandfathering and much of the previous affordable rate structure and more reasonable regulations. For the consumer this means that NFIP Flood Insurance is affordable and obtainable again.
For information talk to a licensed Franklin Flood Insurance Agent TODAY
Franklin Flood, LLC, 120 East Uwchlan Ave, Suite 101, Exton, PA 119341 Toll Free 888 567 9600 Fax 610 524 0900
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